Real Estate
Cash-on-Cash Return Calculator
The return on the cash you actually put in — what leverage does to (and for) your yield.
Inputs
- Annual pre-tax cash flow
- Total cash invested
How to use this calculator
- Enter your annual pre-tax cash flow and the total cash you actually invested.
- The result is the return on the money you put in, after financing.
- Unlike cap rate, this counts your loan. It is what a leveraged deal really returns on your cash.
What each term means
- Cash-on-cash return
- Annual cash flow divided by the cash you invested: the post-financing yield.
- Pre-tax cash flow
- Cash left after all expenses and the mortgage, before taxes.
- Leverage
- Using borrowed money to control a larger asset with less of your own cash.
Educational disclaimer: Outputs are simplified educational estimates built from the numbers you enter — they are not financial, legal, tax, or investment advice, and real decisions deserve verified figures and qualified professionals.