Cash & Working Capital
Profit First Allocation Calculator
Splits every dollar of revenue into profit, owner’s pay, taxes, and operating expenses before you spend it — the Profit First method, so profit is a habit, not a leftover.
Inputs
- Monthly revenue — Real revenue landing this month.
- Profit % — Set aside as true profit, untouched.
- Owner pay % — Your salary as the owner.
- Tax % — Reserved for taxes.
How to use this calculator
- Enter monthly revenue, then the percentages for profit, owner pay, and taxes.
- Whatever's left is your operating-expense budget.
- Taking profit first forces the business to run lean on what remains, which is the whole point.
What each term means
- Profit First
- A cash method: allocate profit, pay, and tax before spending on operations.
- Owner's pay
- Your salary as the owner, treated as a real, scheduled expense.
- Operating expenses
- What runs the business after profit, pay, and tax are set aside.
Educational disclaimer: Outputs are simplified educational estimates built from the numbers you enter — they are not financial, legal, tax, or investment advice, and real decisions deserve verified figures and qualified professionals.