Acquisitions
Seller Financing Calculator
What a seller-financed deal really costs per month — and in total — before you shake hands.
Inputs
- Purchase price
- Down payment
- Interest rate
- Term
How to use this calculator
- Enter the purchase price and the down payment you'll put up.
- Add the interest rate and the term the seller will carry the note.
- The result is the monthly payment and total interest: the shape of a deal where the seller acts as the bank.
What each term means
- Seller financing
- The seller lets you pay over time instead of all cash at closing.
- Down payment
- The cash you pay up front; the rest becomes the seller-carried note.
- Promissory note
- The loan agreement setting the rate, term, and payment you owe the seller.
Educational disclaimer: Outputs are simplified educational estimates built from the numbers you enter — they are not financial, legal, tax, or investment advice, and real decisions deserve verified figures and qualified professionals.